While the term “Condotel” is nothing new in the Philippines, it’s meaning has changed dramatically since the hotel-condominium hybrids were introduced 30 years ago. Back then; a condotel unit might look-and feel-like a cramped, converted motel room. Not Now!
Pacific Concord Properties Inc introduces the Condotel Concept through newly built Condominium Buildings designed and conceptualized as Residential Condo Hotels
The Lancaster Cebu Resort Residences and Lancaster Suites Manila, are privately owned condominium units, made available by the individual unit owners through the Condotel Management Company for short-term rentals. They are more spacious and with amenities such as 24-hour Security, Concierge and Reception, Business Centers, Retail Shops and Restaurants, Swimming Pool, Spa and Exercise Facilities
For buyers looking for a vacation property with rental-income potential, The Lancaster Cebu Resort Residences Condotel units are completely furnished and equipped, making them ideal for out-of-town owners. Those same “feels like home” qualities appeal to vacationers seeking an alternative to the traditional hotel room. In fact, popular vacation “hot spots” such as Cebu are seeing a surge in Condotel development, with some hotels being earmarked for conversion to condotel units and other properties being built exclusively for the short-term rental market
According to Beth Collingz, of PLC International Marketing Networks, a Lead Marketing Partner with Pacific Concord Properties Inc., whom have Condotel developments in Metro Manila and Cebu, and specializes in working with international clients: “My phone has been very busy with buyers from the UK, Scotland and Australia interested in purchasing investment properties and holiday homes here. A lot of this interest is being driven by the relatively cheap market prices in the Philippines compared to Europe, especially UK Housing prices, and the easy payment options available for our Condotel Developments, but there are other factors, too. Offshore Property Investors, Foreign baby boomers as well as overseas Filipinos, are looking for ways to maximize their return on investments as they approach retirement, and so are purchasing second homes, particularly Condotel Investments where they can use the Condo for vacations and rent it out through our In-House Condotel Management when they are not using the unit thereby gaining rental incomes that on today’s purchase prices, give a projected ROI on their investments of some 12-16% depending upon the mode of payment for the unit”
Beth Collingz, who runs PLC Global Pinoy, an internet based marketing network specializing in Condotel Investments in the Philippines, indicated that more than 85% of all Condotel sales in Metro Manila were to international clients. While such a level of foreign-purchasing activity is not as high in the Philippines provinces, Cebu in particular, has seen a sharp increase in real estate purchases by international buyers in the past several years.
“These international buyers know it’s a buyer’s market in the Philippines right now—there are a lot of properties available and fewer local buyers,” Collingz said. “I’m working with clients who are purchasing their second property with me. We also have referrals from many of our prior customers and new clients who have found us through our Web sites, lancastersuites.com and plcglobalpinoy.com which include a special section for international buyers”
While Metro Manila is still a popular choice with international buyers, Collingz says clients tell her that it makes more sense to buy in a year-round vacation destination. The Lancaster Cebu Resort Residences Condotel development by Pacific Concord Properties located in Mactan, Cebu — the area around Cebu International Airport — fits the bill with all it offers to International buyers.
Accessibility from Europe is also a factor.
“London to Qatar, London to Amsterdam to Singapore or Hong Kong direct flights to Cebu and Manila, for example, average just 16 hours, add to that the many airline specials from Qatar Airlines whom probably offer the cheapest air fares that fly directly into Cebu and Manila and it’s easy to see why the Philippines is becoming an international community.”
Unlike other offshore rental properties, where the rental market is largely seasonal, in the Philippines there is a strong market for rental properties year round. This gives buyers greater flexibility in choosing when to use and when to rent their property. The strong rental/second home market also has resulted in a proliferation of professional property managers and rental agents, making property ownership and rental easy. Pacific Concord Properties Inc with its flagship Lancaster Condotel Developments fit’s the bill.
Financing Options and Security open up Philippine real estate market to International buyers.
Previously a stumbling block for some international buyers was the perception that it is difficult —if not impossible — to obtain financing in the Philippines. As a result, many purchases in the past were cash sales.
Pacific Concord Properties recently introduced the new affordable easy payment plans for the Lancaster Atrium Manila Condotel Suites where a Studio Unit can be purchased without any down payment, and 67% of the contract price payable over 60 months interest free and the 33% balance payable on turnover of the unit or to be extended for another 60 months through PCPI’s no prequalification no hassle finance plan, sales of the companies inventory of units will surely sell out quickly to investors seeking to take advantage of the Condotel Investment “Boom” in the Philippines.
“Where can you find a 350 sqft Freehold Flat in the heart of Central London for only 25,000 Pounds or a Studio in Manhattan for only 34,000 Dollars and then get up to 16% per annum ROI from rental returns” enthuses Collingz. “These figures probably seem Crazy to London Property Buyers unless they remember the prices of Flats and Apartments back in the late 70’s” and all of this comes complete with average 85 degree temperatures and sunshine nearly all year round” said Beth Collingz whom used to live in South Kensington and still owns several Chelsea Embankment Townhouses and St. Catherine’s Dock Flats before coming over to the Philippines
You must have the answers to the six primary factors to consider when making a real estate investment–and how each one affects your level of income said Collingz
1. Why you’re making the investment. Do you intend to use and enjoy the property? Or, are you only looking at the investment potential? That’s important to your initial outlay and your long-(or short-) term returns.
2. What’s your tolerance for risk? Learn your Risk Comfort Level, is this investment within those parameters?
3. Your options for financing. Cash or credit. Your answer helps determine your investment.
4. What fits well in your existing portfolio? To be well-balanced, your portfolio should have a range of assets including real estate–and your portfolio should include a range of properties.
5. Your level of experience in the market. Experience is the roughest teacher–because it gives the test before it gives the lesson.
6. Your desired level of involvement. Your level of participation will help you determine your type of investment.
Then act. Take a first step. Don’t invest money you can’t afford to lose. Control the circumstances as much as possible. But don’t wait for a sign from above that the timing and the opportunity are ideal. The sign won’t come…and the market won’t wait. For a first deal you should probably invest no more than $50,000.
A major stumbling block for some Investors from the UK was the perception that purchasing property in the Philippines was risky with nightmare stories of fraud and deception abounding due to the lack of Professional Realtors and Internationally accepted principles’ of Real Estate Transactions.
With Pacific Concord Properties Inc adopting International Property Standards and the only Philippine Real Estate Developer to operate the internationally accepted practice of Escrow Trust Account Banking for all payments made by buyers of its Condotel Suites, international offshore property investors need no longer worry about the security of their investments
Another drawback to purchasing property in the Philippines was that most overseas buyers of the real estate have become accustomed to normal home buyers standards like putting their money in escrow (which protects them if the developer does not deliver on its commitments) whenever they buy real property.
Pacific Concord Properties Inc., now sets that “International Standard’ in the Philippines with the “Buy Safe Payment Policy” of Escrow Trust Account Banking with Equitable PCI Bank, one the Philippines largest Banks, for the purchase of a Condotel unit in either the Lancaster Suites Manila, Lancaster Atrium Manila or Lancaster Cebu developments.
Buyers of Condotel units at the Lancaster Suites Manila, Lancaster Atrium Manila and Lancaster Cebu Resort Residences in Cebu, pay their Reservations, down payments and all monthly payments directly to the Companies Trust Account with the Bank thereby ensuring that funds are maintained and ultimately used only for the purpose of direct construction related costs. This not only guarantees that the buyers money is safe, but more importantly the development will be completed on schedule and within projected time frames for the project.
Collingz highlights the importance of working with those experienced in this type of transaction. “Buying property in the Philippines is significantly different from buying in the UK and other European countries, for example,” said Collingz. “The purchase process is more direct, with less stress and more accountability; and we work directly with the buyer or collaboratively with the client’s agent or representatives. Our goal—and that of Pacific Concord Properties Inc — is to make the whole process as easy as possible. Prospective buyers can view properties online on our Web site and save listings they’re interested in an online portfolio”
Communication is the key to the process, according to Collingz. “We spend a lot of time communicating with buyers before they visit, so that we all have a clear picture of the type of property that’s right for them. We also make travel arrangements and hotel accommodations and provide them with information in advance of their visit so they understand the process and their options. That way they can make the best use of their time here—and we can ensure they have time to get to know and enjoy the area.”
In many cases, buyers arrive for a three to five-day visit and sign a sales agreement before heading home. Pacific Concord Properties’ staff then handles every detail of the closing so that on their next visit, the buyers can enjoy their new home or investment property.
For further info please do not hesitate to contact us:
August 7, 2018 / / Comments Off on Property Buyer’s Guide to the Turkish Mediterranean
Property Buyer’s Guide to the Turkish Mediterranean
An established package holiday destination, Turkey has recently emerged as one of the hottest new property spots in the Mediterranean. Good beaches, great scenery and prices much lower than the region’s more established property markets, like Spain and France, have encouraged huge excitement from holiday home buyers. Despite a difficult year in 2005,Tukrish when the country’s property laws were re-drafted leaving thousands of property transactions frozen for over 6 months, the future looks exciting. New golf courses and marinas, better roads and expanded airports, are adding to the country’s appeal, while the possibility of EU membership in the not-too-distant-future, also bodes well for those investing in Turkish property. The rental market is starting to develop in the main resorts, such as Bodrum, Altinkum, Fethiye, Kalkan, Side and Alanya, with short-term and holiday lets arranged through tour operators, management agents or one of the many new rental websites. However, as a word of caution, remember that in an increasingly crowded marketplace, you need to carefully choose your property in order to achieve reliable rental returns.
So where are Turkish Riviera’s most popular places to buy? “We decided to buy a villa in Fethiye because it is a proper town and doesn’t close down in the winter,” says Tim Goodman, who moved out from Newcastle with his wife Jenny in 2004. “We love our new life, although it took us a while to get used to some things, like the crazy Turkish driving and the summer heat!”
Tim and Jenny have also found it frustrating not to be able to speak to their Turkish neighbours, so they recently started language lessons twice a week.
“Turkish people are so friendly and welcoming, but we wanted to be able to have a conversation,” explains Jenny. “It is also useful to have some simple phrases when you have someone working on the house.”
Belek is Turkey’s foremost golfing centre, with no less than 6 international standard courses. A 20-minute drive from the city of Antalya and airport, the resort has a long stretch of golden sand too. Not surprisingly, Belek is a property hot-spot, with over 35 new developments in the area. Do your research carefully, as not all are offering value for money. Check the details of each development and compare facilities, the size of units and building specifications. Prices start from £119,000 for a three-bedroom semi-detached villa or £145,000 for a detached property bought off-plan.
“Belek is a really exciting area because of the golf and easy access to the airport,” says Taylan Gundeslioglu, owner of Letsgototurkey construction and estate agency. “But only recently have good quality properties become available.”
Once a Roman slave market, the resort of Side has white sand beaches and some impressive ancient remains, including an amphitheatre and the evocative waterside colonnade of the Temple of Apollo. Due to its archaeological importance, development is strictly controlled around the resort itself, but there are numerous villa and apartment complexes nearby. A two-bedroom apartment typically costs from £55,000-£80,000. Alanya is one of the Mediterranean’s hottest property spots thanks to its Blue Flag beaches, excellent leisure facilities and entertainment. The sea-girt castle – built by the Selcuk Turks – is another popular attraction. The local property market is dominated by apartments, which start from about £65,000 for a two-bedroom unit near the centre of town. But a 15-minute bus ride away to Mahmutlar and prices drop to under £50,000 for a similar size place on a new complex with good facilities.
The Graduate Australian Medical School Admissions Test (GAMSAT) has grown from just Medical Graduate-entry School test to a defining chapter in the career of medical students in Australia, Ireland and the United Kingdom. It is the required medium for students seeking admission into Australian, Ireland and UK universities for medical graduate entry programs.
The courses that require the GAMSAT.
GAMSAT is written by students seeking to run the following medical programs
Although, at inception in 1995, the test was designed for only students in Australia. However, in 1999 it became the Graduate-entry admission test for students in the United Kingdom. And later in 2007, it was adopted in Ireland. In Australia, all medical schools use the GAMSAT and some of them are;
• Australian National University
• Griffith University
• Macquarie University
• The University of Melbourne
• The University of Notre Dame Australia
• The University of Notre Dame Australia
• The University of Queensland
• Deakin University
• Flinders University
• The University of Western Australia
• The University of Wollongong
• University of Sydney
In the United Kingdom, however, it is gaining rapid acceptance and is currently in use by about nine British Universities including;
• University of Liverpool
• University of Nottingham
• Cardiff University
• Keele University
• University of Plymouth
• St. Georges University of London
• Swansea University
• University of Exeter
And in Ireland, the test which was adopted in 2007 is now been used by all the Graduate-entry schools. Some of them are;
• Royal College of Surgeons
• University of Limerick
• University College Dublin
• University College Cork
• Jagiellonian University of Medicine
• Poznan University of Medical Sciences
• Oceania University of Medicine
The nature of GAMSAT.
GAMSAT utilizes a system somewhat in contrast to the regular test system which is based on the students’ knowledge of the subjects and courses. It utilizes a system that evaluates the students’ reasoning, general knowledge and problem-solving skills. This way, students are demanded to apply their mastery and use of basic science, tactical thinking, problem-solving and article writing in answering the test questions. This is why more ingenious GAMSATpreparations must be made by aspiring students for them to successfully write the test. The forms of questions in the test are not entirely new or strange, they’re all created from the major courses of sciences; Mathematics, Chemistry (general and organic chemistry), Physics, Biology and English.
Writing GAMSAT involves hours of skilful problems solving. It is presented in three sections that are meant to be all completed in about 5 hours. The three sections of the test are;
1. Humanities and social sciences: This is the first section, it contains 75 questions which are based on humanities and social science courses. Students are required to complete it in 1 hour 40 minutes.
2. Essay and communication assessment: In this second section, students are evaluated based on their writing and communication skills. Students are therefore required to develop two essays in an hour.
3. Physical sciences: This is the third and final section of the test. It is designed to evaluate the students’ skill in the science of biology, physics and chemistry. Before taking this section, students are given an hour-long lunch break which starts at the end of the second section. The third sections contain 110 questions and the students are required to answer all in 2 hours 30 minutes
Students result grading for GAMSAT.
Students scores are based on evaluation rather than just series of points. The raw scores are never revealed to the students. However, during grading, more emphasis is laid on the third section even though the other two sections greatly affect the students’ results. At the completion of the grading process and release of the result, the scores are converted to percentages.
Students’ eligibility for GAMSAT.
Not all students are eligible to take GAMSAT, but more people are eligible than many people know. The test is designed to grant students admission for graduate-entry programs and a number of factors qualify a student to sit for it;
• To run a graduate-entry program, a student is required to already have the first degree; and as such, GAMSAT requires a first degree to be sat for.
• In this case, where a student is in the final year and will in a short while, complete his/her first degree, they can also sit for the test.
• Although the test is for entry into Medical school, it is not restricted to only medical students. As such, students with the first degree in other faculties (Arts and Social Sciences, Engineering and Health Sciences) can apply and sit for the test.
• A personal requirement, however, involves; Intellectual maturity, Basic and sound knowledge of sciences and total readiness
Adequate preparation for GAMSAT.
It may seem that truly, every major undertaking requires adequate preparation, however, adequate GAMSAT preparation is a major determinant of the students’ overall performance. GAMSAT preparation guarantees that students who follow the scheme excellent in the test, the preparation includes the professionally and specially developed materials and books that will ensure the reality of students’ success in the GAMSAT. Students’ preparation for the test should cover these four scopes;
The first step towards excelling in GAMSAT is in the registration; no one participates in what they are not into. Students have to realize that unlike other programs which their registrations take a month, week or days before the program, the GAMSAT registration starts earlier. Registrations for this test comes up twice yearly (the test is taken twice a year anyway) and about 4 months before the test. The two times GAMSAT is sat for are; first, during late March into Early April and second, towards the end of September. It is therefore tantamount for aspiring students to get their registrations done and have their place secured. After registration, they have about four months to put all necessary things in place. Guide on the registration procedure can be gotten from the AceGAMSAT preparation materials.
One of the major skills that must be developed by students prior to the test is excellent time management. The AceGAMSAT preparation materials and preparation courses are designed to acquit students with the timing they will work with when sitting for the test. Time preparation is very crucial to the students, they must learn to work with very limited time. Also, considering the nature of GAMSAT which involves skills evaluation and problems solving, it is also important that students improve their speed in answering questions. And also be speedy in critical and logical thinking and in solving real problems.
Students who will sit for GAMSAT have to be psychologically prepared and mentally ready for the test. A number of things that the students should do are;
• Students should gather as much relevant knowledge as they can in sciences and other related fields.
• Students should endeavour to have relevant skills that will aid their excellent performance.
• Students should acquire the AceGAMSAT books as they are professionally designed to meet all preparation needs of students for the test.
In order to perform excellently in the GAMSAT, it is mandatory for students to study the proper materials for the test. It will be very absurd for a student to just read randomly from physics, chemistry or biology textbook. It will be equally unfruitful for students to solve random questions from mathematics textbooks or just scribble random essay topics. All of these actions will not only be a waste of time, effort and resources but will finally not yield the desired performance in the test. The perfect materials of study must, therefore, be streamlined to be very relevant to the test being prepared for. And this is exactly how the AceGAMSAT preparation resources are designed. Not only do these resources help the students stay on the right track in their readiness for the test, they also provide students with what to expect; while making the experience very similar to the actual test
GAMSAT preparations proper Set Up
The whole scope and scheme of GAMSAT is made up of 7 subjects;
And it is very unlikely that a student can cover all of these subjects by random reading and studying of a textbook and other imprecise resources. However, AceGAMSAT resources for all of these subjects have been developed along with primary and general guide about the whole scope of GAMSAT. The development of the AceGAMSAT preparation courses has positioned students for optimum performance in the test. Every single one of these preparation materials was carefully and specially developed by professionals who are putting in hours with their years of GAMSAT experience. These materials therefore ensure;
• That students streamline their studies and preparations towards the test and not random, stressful and uncertain studies.
• That students have a similar experience as when they sit for the test, thereby ensuring that they know what to expect.
• That students horn their speed; in answering questions, thinking logically and tactically and solving problems. This way, they are very ready to handle the speed demand during the test.
• That students answer questions, solve problems and apply their skills in ways very similar to the test.
• That student can answer the questions and solve the problems after practices.
• That students realize their errors, correct them and have a deep and lasting understanding of the corrections they make. Since the solutions to every single question in the AceGAMSAT books are provided in very understandable forms.
• That student can afford the financial cost of effective GAMSAT preparation by not having to spend on acquiring irrelevant and uncertain materials. These GAMSAT preparation materials have been designed optimally and can be acquired at affordable prices.
• That student does not have their preparation period wasted by trying to study loads of random textbooks. This can concentrate on the proper guide and study outline coupled with the questions provided all within the preparation period and ultimately perform excellently at the test.
• That most importantly, students are no longer in uncertainty and doubt as to what to expect in the test. This is because these GAMSAT preparation courses give them exactly what to expect, which are the form of questions and the most proper way to solve them.
The GAMSAT books for the perfect GAMSAT preparation.
To successfully and efficiently cover the whole GAMSAT scheme so that no part is left out and so no chance of failure, the preparation courses have been designed into 8 AceGAMSAT books;
1. The Humanities Bible
2. The Biology Bible
3. The Organic chemistry Bible
4. The Physics Bible
5. The General Chemistry Bible
6. The Mathematics Bible
7. The GAMSAT Practical tests
8. The GAMSAT Bible
As mentioned earlier that GAMSAT is not open only to students who have obtained medical degrees and that it covers the broad range of humanities and general skills. In fact, the first section which contains 75 questions which are to be answered in 1 hour 40 minutes is all about the humanities and social sciences. Therefore, the AceGAMSAT preparation Humanity bible is comprehensively designed to prepare students for the 4 parts of section 1 of the test. These four parts are;
1. Analyzing and extracting points and meanings from Prose, Poem, Songs and Drama: In this part, students are equipped with the skill to thoroughly comprehend every given passage, prose, poem, songs and dramas and to apply the required logical reasoning and approach in effectively answering the questions presented.
2. Comprehending Humanities and the standard concepts of the social science: Here, the students develop the basic understanding of Humanities and its applications and the relations and the notion of social sciences. And therefore effectively answering all related questions.
3. A quick interpretation of cartoons and illustrations: Part of the problems to be solved when sitting for the GAMSAT is the proper comprehension of cartoons and effectively interpreting them. As such, the Humanities Bible comes with every aspect of cartoons and illustrations which after proper practices by the students, they are very set for the section 1 of the test.
4. Applying critical and analytical thinking skills. To successfully clear the first section of the GAMSAT, students have to make a tactical analysis as the solutions to the problems span beyond the primary academics.
In all, however, the Humanities covers all scopes of Human culture and interactions, which are:
• International Relations
• Visual Culture
The GAMSAT Biology Bible.
Biology in the GAMSAT is structured in no different way from other subjects and as such, same approach of in-depth studies must be used by students to successfully answer all Biology questions of the test.
The section 3 of the test which contains 100 questions to be answered in 2 hours 50 minutes is 40% for biology. This may sound so amazing, but it’s more amazing to properly utilize the biology Bible. In this preparation book, students are fully prepared for the sections of biology that the test is built on. Some of the topics include;
1. Biology of cells and cell division: In this section, students acquire the proper approach to answering questions on the Basic structure of the cell, the cell membrane, membrane transport, Mitosis and Meiosis, and the techniques for organic molecule analysis.
2. Macromolecules and the Cellular Metabolism: In this part, students are required to work on the Structure and Metabolism of proteins, carbohydrates and lipid.
4. The Gastrointestinal system
5. The Musculoskeletal system
6. The Circulatory system
7. The Excretory system
8. The Endocrine and hormone system
9. Microbes and communicable diseases
13. Electrolytes, water, and Acid-Base Balance
14. The Nervous system and neurology: Under which are Neural control, sensory reception and coordination.
The GAMSAT Organic chemistry Bible.
Organic chemistry seems to freight into many students when they come across it. And for GAMSAT, an excellent work done in chemistry is a major determinant of the students’ success, just like the biology, organic chemistry makes up a part of the third section of the GAMSAT. For this reasons, therefore, the AceGAMSAT preparation biology bible is carefully and specially developed such that students who properly utilize it will gain the optimum ability to deal with the third section of the test. The themes of organic chemistry that are utilized in GAMSAT include;
• The principal of organic chemistry
• Diels-Alder reactions
• Functional groups
• Sigmatropic rearrangements
• Aldol formation and condensation
• The terpene structure
• Weiner Index
• Bicyclic Nomenclature
• Infrared Spectroscopy
• Beer-Lambert Law
• IUPAC nomenclature
• Ternary Diagram
• Morphine rules
• Geometric Conformation and Structure
• Reactions of common groups with their properties
• Chirality and its application
• Organic reaction mechanisms
• Carbocation re-arrangements
• Substitution and Elimination reactions
• Resonance structure
• Peptide hydrolysis
• Fatty acids and iodine
• The 4n+2 rule and the aromatic systems
• Substituent groups on the benzene ring
• Fischer and Newman projections
• Conformational isomerism
• Cahn-Ingold-Prelog convention and the application to stereoisomerism
• True configuration to optical isomers
With thorough treatments on these topics using the AceGAMSAT biology Bible, students are sure to excel in the organic chemistry questions when they sit for the test.
For some, physics is fun, for some others complicated and for so many, their main challenge is the formulas they will require in solving physics questions. Whichever case it may be for any student who will sit for GAMSAT, the best way to deal with all of the challenges and develop in-depth knowledge and understanding of the physics aspect of GAMSAT is through the use of the AceGAMSAT Physics Bible. The themes that are usually presented in the test are many and do not remain the same, however, some of the main appearances are;
1. Force: and some of the subheadings are;
• Friction force
• Newton’s First Law of Motion
• Newton’s Second Law of Motion
• Newton’s Third Law of Motion
• Centripetal force
• Centripetal motion
• Gravitational force
2. Work and energy: some of the subheadings are;
• Law of conservation
• Elastic and non-elastic collisions
• Calculations on power, work, potential energy and kinetic energy
• Calculations on elastic force and potential
3. Fluids in physics: some of the subheadings are;
• Archimedes Principle
• Hydrostatic pressure
• Surface tension
• Cohesive force and Adhesive force
• Liquid flow
• Bernoulli’s equation and its applications
4. Electrostatics: some of the subheadings are;
• Ohms Law
• Series circuits and Parallel circuits
• Current, Voltage and Resistance
5. Waves: some of the subheadings are;
• Frequency and Time period
• Simple harmonic motion
• Spring oscillator
• Pendulum movement
• Snell’s Law
6. Magnetism: some of the subheadings are;
• Polarity and Direct current in an electromagnet
• Force on a current carrier
• Polarity of magnets
• Induction mechanism
7. Optics: some of the subheadings are;
• Object image and focal distance
• Lens and Mirror
• Object image height and distance
• Ray diagrams
8. Linear motion: some of the subheadings are;
• Time and Displacement
• Velocity and Acceleration
• Linear motion graphs
• Velocity time graphs
• Projectile motion
The GAMSAT General chemistry Bible.
This comprehensive AceGAMSAT book is specially developed to cover the aspects of general chemistry that students will be required to face in the GAMSAT. Some of the themes of the general chemistry that are utilized in the test are;
• Prediction of reaction products
• Nuclear chemistry
• Chemical kinetics
• Physical chemistry
• Rate law
And because the General chemistry covers all other aspects not covered by organic chemistry, the AceGAMSAT general chemistry bible is comprehensively developed. This is to ensure that students; after properly utilizing it in preparation will develop outstanding knowledge and approach to the subject and therefore correctly answer every related question.
The GAMSAT Mathematics Bible.
When it comes to sections in GAMSAT, there is no particular section for mathematics, but when working on section three, adequate, deep and comprehensive knowledge of mathematics is a prerequisite for excellence. Mathematics might be difficult for so many students but with the use of AceGAMSAT Mathematics Bible, students are sure to develop the in-depth knowledge of what to expect. Apart from the topics that require studying in other to successfully complete the section 3 of GAMSAT, the mathematics bible is also specially designed for students to horn their estimation and approximation skills.
The topics utilized in the test include;
• Order of operations
• Logarithms and Exponents
• Scientific Notation
• Basic Geometry
• Integers and their properties
It should be understood, however, that there is no use of calculators during the test. That is why it is important for students to develop the skill of quick, accurate and excellent estimation. This skill is also due to other reasons and some of the reasons are:
• The questions are of multiple choice and as such students with the required estimation skill will easily determine the answers either by eliminating the absurd options or considering the most suitable
• There is very limited time for every section, thus; the entire test. And therefore the most appropriate way to beat the time and still excel in the test is through the utilization of excellent estimation skill, rather than solving for every answer.
• Also, as mentioned earlier, there is no particular section set out for mathematics, rather it has to be applied across the entire test. Therefore, students are not required to scribble pages of mathematical workings, but rather to apply the proper mathematical skills in the approach of questions that require it.
Gamsat Mathematics Bible
The GAMSAT practical tests.
The efficiency of solving all problems and answering all questions in the GAMSAT is in the proper practices. In fact, the major part of the GAMSAT preparation is practising. While other things can be put in place once, efficient and proper practice is continuous down to the date of the test. In order to ensure the best of practice for students preparing for the test, AceGAMSAT practical tests book was developed. It comes in the exact format of the actual GAMSAT. It utilizes the three sections by providing students with questions that ultimately prepared them for the test. The AceGAMSAT practical tests book is sectioned into three to allow for efficient study and practice. Just like the actual GAMSAT test, the first section of the book presents 75 humanities and social science questions.
The questions are the inexact standard of the GAMSAT and therefore students who utilize the book well are sure to clear the first section of the test when they eventually take it. Another outstanding fact is that the solution to every one of the 75 questions has been provided in the book for an easy and thorough understanding of the students. It is also advised that when students use the practise tests, they should do so using the time stated which is the same time with the actual test, this will ensure help in the development of their speed and therefore get them fully ready for the test.
The second section of the practical test book is also in the same form as the section 2 of the actual test. The essays are presented in the same standard as the essays in the GAMSAT. This, therefore, ensures that the students who utilize it are sound and ready for the second section of the test. Also, in this section, it is ensured that the students can develop excellent articles and effectively communicate them in writings.
The third section is designed as the exact replica of section 3 of the actual GAMSAT, it presents 100 questions and of the proper standard. The AceGAMSAT practical tests are so comprehensive, it engages the similar subject percentage as of GAMSAT. The subject percentages are;
• Biology-related questions of 40%
• Physics questions of 20%
• Organic chemistry questions of 20%
• General chemistry questions of 20%.
These unique and comprehensive presentations make the GAMSAT practical test a must utilized AceGAMSAT book.
The AceGAMSAT study guide.
This is also called the GAMSAT Bible. This book is developed as the total roundup package for GAMSAT preparations. In this book, students are adequately developed on the following skills;
1. Excellent Vocabulary Building: This way, students are guided and helped in building and developing their vocabularies. And as such getting acquitted with the various seemingly difficult words in section 1 of the test. They’re also equipped with excellent vocabularies that can be utilized in section 2 of the test; where they are required to develop superior articles around given topics.
2. Consistent And Effective Study Routine: The study guide is specially designed to help the students develop a study routine that actually works. This is as opposed to the primary study style of randomly reading and trying to gather resources towards the test. This skill is will ensure an excellent study plan towards the test and ultimately guarantee an excellent performance.
3. Excellent comprehension mastery: It is good to read a comprehension and try to answer questions on it, but it is a rare skill to gain mastery of comprehension passages. The study guide helps the students to gain an absolute mastery of section 1 of the GAMSAT where they are required to read and assimilate comprehensions and show excellent understanding by providing the correct answers to questions that follow.
4. AceGAMSAT Elimination Strategy: This is a rare skill that can only be developed by students who use the AceGAMSAT study guide. Students are able to efficiently eliminate absurd answers, pick out correct ones and ultimately beating the time and having a wonderful performance.
5. Accurate guessing strategy: When students run out of time while writing the GAMSAT, it is very difficult for them to remain coordinated and quickly provide answers to the questions that may be left. However, using the study guide equips the students with the skill of most accurate guessing and as such, if they run out of time, they can still confidently provide the right answers to every remaining question.
6. Effective essay planning and writing: As already made clear, the section 2 of the GAMSAT is made up of two essays which the students are required to develop in an hour. This study guide, therefore, equips students with the skill to properly plan and write essays on every topic they come across in good time.
Sitting for Graduate Australian Medical School Admissions Test (GAMSAT) is a defining chapter for the future of the medical students. But sitting for it and excelling is the real success. But is it clear also that a regular or random study of just any material is not enough for a good performance? The very best of preparations must be made to reach at least 70%. Therefore, the best GAMSAT preparation that students can make is the acquisition and utilization of the complete set of the AceGAMSAT preparation materials and resources.
Isagenix Meal replacement plans are highly recommended for people who are interested in losing weight. These diet plans are actually nutritious; contain low amounts of calories, and great alternatives to your daily meals. What Exactly Are Isagenix Meals Replacement Plans? An isagenix meal replacement plan is a term used to refer to a isagenix low calorie drink (shake), cereals, or bars which contains fat, carbohydrate and protein, fortified with minerals and vitamins. Studies show that if you replace one or two meal per day with isahenix diet plans, you are likely to lose weight fast using isagenix products. There are many isagenix weight loss products that you can choose from. The isagenix weight loss programs that you choose can be used for a certain period of time to help you achieve the results that you want. The bottom line is these isagenix diet plans help you to minimize the amount of calories that you consume in a day, and in turn lose weight. Before we go on , If you are looking for an Isagenix Australia price list , Jenscleanse.com.au/ can provide all the isagenix weight loss system you require.
The Benefits of Meal Replacement Plans
Weight Loss Management
Many researchers and scholars have tested and proven that meal replacement plans can actually help people lose weight. These products contain low amounts of calories compared to the usual beverages and
the meals that you eat daily. According to a study that required participants to replace their daily meals with one or two meal replacement products, 90 percent of them reported a significant reduction in the amount of calories that they consumed daily. Many clinical studies have been done and they have all proven that diet plans do work. One interesting feature to note about these products is that they are recommended for both men and women.
Reduce Your Need to Eat
If you are planning to lose weight, staying without eating is not your best option. In fact, you need to eat well, but make sure that whatever you are eating is healthy. Meal replacement plans helps you to stay full and reduce your need to think about food. Many people who have tried these products have reported decreased need of food per day. Reducing the amount of food that you take in a day translates to a reduction in the quantity of calories that you consume.
They Are Nutritious
Meal replacement products provide user with enough supply of nutrients. One thing that you should note is that the nutrient value varies from one product to another. In this regard, it’s very important to ensure that the product you choose contains the right amount nutrients that you are looking for. The best way to determine the right product for you is to examine the mineral and vitamins that each product has to offer. In
addition, the amount of protein that the products contain is also a very
important factor to consider. Getting enough protein can actually help you to boot your energy and for longer hours without feeling hungry.
When it comes to convenience, meal replacement plans are highly recommended compared to the traditional meals. They are easy to prepare, quickly to consume and easy to carry around with you anywhere you go. In
addition, they will provide you with energy and nutrients that you need to
remain full. This means that they are ideal, especially if you are the type of
person that travels regularly. They are also recommended for people with busy schedule. There are many people out there who would like to lose weight but they don’t have time to go the gym. If you are one of these
people, meal replacement products can help you lose weight without having to change your schedule.
There is also a product known as Isogenix that you can try. Isagenix is a nutritional diet plan that can help you to lose weight in a safe and effective manner. Isagenix combines both the traditional method and the present diet plans to help you achieve the results that you are looking for within a very short time. All the nutritional components contain in this product work together to make sure that you achieve your goal.
Nowadays, it’s not easy to find a product that you can trust. Various studies have been done on this product and they have all concluded that Isagenix is highly effective for weight loss. So, if you are not certain on the type of meal replacement product to choose for weight loss, try Isagenix.
Obesity and How It Effects Your Life
Obesity is a serious medical condition. People with this disorder means that they have an excessive amount of fat in their body. This excess fat, if not controlled can cause a serious negative effect on your health. It increases the chances of developing various diseases especially cardiovascular diseases, cancer, diabetes, and depression. In 2014, World Health Organization (WHO) released a statistical data regarding obesity. According to the data released, there are 1.9 billion adults who are overweight. 600 million of them are obese. For children below 5 years of age, 41 million of them are overweight or obese. This figure is very alarming. It shows that a lot of people, both adults, and children, are not taking good care of their health.
How did this happen? The answer is simple. Obesity is a result of bad diet behaviors. What are bad diet behaviors? These are eating fatty foods such as dairy products, junk foods like burgers and pizza, foods that are cooked in oil or fried, red meat i.e. fatty cuts of beef and pork and much more. Although it is understandable that these kind of foods are the ones that are considered delicious, it is not advisable to overindulge. As much as possible limit your intake of them, especially meat as it takes a lot longer for them to be digested. If you like fried foods, cooked it with olive oil. They contain lesser fat as compared to other cooking oil products.
To help gauge your weight whether you are considered healthy, overweight or obese, there is a tool that can guide you. It is called computing your body mass index (BMI). A healthy BMI ranges from 18.56 – 24.9. Below 18 is considered underweight. From 25 – 29.9, it is considered overweight. Above 30 is considered obese. However, this only serves as a rough guide as individuals have different degrees of fat in their body. To compute your BMI, divide your weight (kg) and your height (m) then divide the answer by your height (m) again. For example, your weight is 78 kg and your height is 1.2 m, the answer is 65. Divide 65 by your height 1.7 m, the result will give you your body mass index. The good news about this disease is that it is preventable. You can start taking the first step to lose weight immediately. In fact, there are several weight loss programs that are proven to be effective. But, how do you know that the program
you choose is safe and successful?
Successful weight loss programs promote a healthy and balanced diet behaviors that are safe for you. When looking for a weight loss program centers, please consider the following factors:
· The program should include lifestyle counseling. This counseling can help you correct your behavioral attitude towards unhealthy diet.
· They should be informative and truthful towards their clients. If the client is thinking of getting weight – loss medicines, they should explain both benefits and disadvantages.
· They should keep monitoring their clients. Check how the program is working out for them.
· Offers support throughout the program
· Provides feedback
· Provides slow but steady weight loss goals
· Includes goal setting and a plan that keeps the weight off
The most successful programs often last for 14 behavioral treatment sessions or at least 6 months. Just ensure that these sessions are handled by well-trained professionals. Some programs offer low-calorie level diets. They believe that by reducing the number of calorie intakes a day, it will result in impressive weight loss. Although it does give fast results, this is not effective in the long run; because the body will have a hard time functioning properly with just a few calories. Low-calorie diet gives you a yo-yo effect as your body’s metabolic rate will be affected. This reduces the success of your long term weight loss goal.
If you feel that your calorie level intake is already low and yet your weight loss success rate has plateaued, you need to find a healthier eating plan. For example, you can go for detox plans. They promote fruits and vegetables as part of your diet. Just make sure that you stay within your required calorie intake per day. An average male is required to have 2,500 calories a day, while women must have 2000 calories a day.
Keep in mind that if you really want to lose weight and be healthy again, it is all about attitude and determination. Without these two important factors, you will not succeed. So if you are very determined, start living the healthy way now.
Isagenix products have become some of the most popular weight loss tools in Australia and New Zealand. Isagenix weight loss programs are designed to help users achieve their best results. These convenient meal replacement programs offer flexible weight loss solutions. They help people achieve long-term results, but they come without the restrictions of other programs. Ahead, learn why Isagenix Australia’s weight loss systems are so
Isagenix 30 Day Weight Loss System
The 30 Day Weight Loss System is one of Isagenix’s most popular weight loss programs.
This system is designed to eliminate fat in a healthy manner. It also cleanses the body, as it promotes natural detoxification. People who use this system for the full 30 days notice an improvement in muscle tone, a decrease in cravings, and major success when they step on the scale. The main component of this system is the IsaLean Shake. This tasty, nutritious meal replacement is filled with protein, which helps to satisfy the body and minimize hunger pangs. The system also contains cleanses, snacks, hydrators, and more. People who are allergic to dairy can choose the
Isagenix 30 Day Dairy-Free Option.
Isagenix 30 Day Weight Loss Premium Pak
To maximize your weight loss results, consider the Isagenix 30 Day Weight Loss Premium Pak. This version of the Isagenix weight loss program has all the great products of the original system, as well as a few great bonus products. Premium Pak buyers receive IsaLean Shakes, the cleanse support bundle, and energy shots. It also comes with three Sample Paks, so that
users can share their Isagenix weight loss journey with their friends. This
premium system is a great way to kick start a diet, and it includes all the
tools needed to cleanse, nourish, and energize.
Isagenix Weight Loss Shakes
The IsaLean Shake is one of the company’s most effective products. This meal replacement shake is designed to aid weight loss and muscle production. Each shake contains more than 20 grams of protein, a variety of energy-boosting carbohydrates, and myriad vitamins and minerals. Thanks to active enzymes, this shake promotes healthy digestion and etoxification. It contains superior amino acids as well, which are essential to the growth of healthy muscle. The IsaLean Shake is an effective meal replacement program for active individuals, as it is designed to support an athletic lifestyle.
Isagenix Cleanse for Lifex
To detoxify the system, try Isagenix Cleanse for Life. This product combines antioxidants and herbs to promote healthy elimination and boost metabolism. It’s a great way to get rid of stubborn fat. Thanks to the antioxidants, this cleanse also shields the body from harmful free radicals.
IsaFlush is another popular Isagenix product. Made from cleansing minerals and herbs, this digestive aid encourages regularity. While
comparable products use harsh laxatives, this product uses natural ingredients to support digestion and improve gut health. Isagenix offers effective meal replacement systems for people of all ages, weights, and health levels. If you’re looking to make a lifestyle change, Isagenix may be the right system for you. Thanks to its excellent roster of products, like the IsaLean Shake and the IsaFlush, a healthier you is just around the corner.
Detox and Weight Loss Plans
Removing or neutralizing dangerous chemicals from the human body is the process of detoxification. Detox programs may alter and can include things from routine exercising to body scrubs to health spa treatments and more. The best and least complex approach Nonetheless, might be to start a detox diet. Are you one of those individuals who are currently having problems with being overweight? Do your fats concern you when it comes to your
health conditions? Do you want to see yourself having a gracefully and
attractively slim body? You may have consulted for a solution on this and have been thinking of losing weight. If these are your concerns, then here are five tips on how to lose weight with detox diets.
1. Morning Walk Regularly
One of the easiest ways you can do to lose weight is having a walk during mornings because the energy levels of your body during this time are quite high. When you do walks during mornings, you will feel lively and positive. You can also feel fresh for the entire day because you will be able to breathe in fresh oxygen on early hours. Having a brisk walk in the morning increases the metabolism rate of your body, and this can help you lose fat
perfectly. Just do this in calm areas like parks or gardens.
2. Right Diet
Most people often define “diet” as skipping meals or starving oneself, which is not true because such act will only cause a person malnourished. Diet means the appropriate way of staying fit and healthy. This directly concerns how you eat and what you eat. When you have a proper diet, you are undergoing a process of a balanced and wholesome consumption of
healthy and nutritious food. It is advisable to eat proteins during breakfast
matched with a glass of milk so that you will feel full the whole morning up to mid afternoon. Whenever you feel hungry, it’s great to take fruits and
vegetables. During the evening, you need to avoid eating carbs, instead, grab light snacks or fruits.
3. Do exercise regularly
Exercising is another way of energy consumption. When your
body uses energy, your metabolism increases and this means a faster way of
burning fats. Not only that, exercising can make your body parts strong, and
you will feel lighter instead of feeling heavy.
4. Detox Diets
You can also make use of detox diets for weight loss but be
reminded that you have to prepare your body before doing it. You must ensure
that your body can adapt to sudden changes you will have once you start to
5. Organizing Diet Plans
Arrange diet plans because this will help your weight loss program a lot. When you follow a diet plan, you can be able to track your food consumption progress because your eating habits are supervised and regulated. Your metabolic rate will also increase leaving you a positive feeling. Going along with those five easy steps mentioned will lead you to an effective weight loss accomplishment. Everybody will surely admire your effort for this, and you will, of course, be satisfied with the results. Nonetheless, detoxing is not a weight management solution. Pursuing the detox program will not teach you anything about basic weight management strategies such as portion control or a nutritious meal pattern. Therefore the majority of people add pounds again and feel just as sluggish as usual once they stop the diet plan and return to their old dietary habits. The real cause that detox diets work in the short-run is because people make an individual effort to change their eating characteristics for a few days.
Before beginning a detox program, a person should check with their physician. You do not want to harm your body by doing something it is not
prepared for. When your body is not it is prepared, you could cause some health problems due to the radical nature of these plans. Check yourself out
thoroughly to make sure that it will help you. Once you get the go ahead, do
not delay. There is no better time to start than now. A person lifestyle should be taken into account before they pick a program to help them get into the shape that they want.If you are serious about weight loss, you only need to follow this natural Detox strategy
Losing weight can pose a very big challenge. A person is said to be overweight if their body weight is more than twenty percent of what is considered to be the normal weight. One supplier of Isagenix in Australia is also Jens Cleanse
A number of factors have been proven to cause over weight. Some of these factors are:
The problem of being overweight may be running through the
family. As such, it may be passed from the parents to the offspring through
genetics. Although this is not very common, a good number of people have
admitted having a family history of being overweight.
What a person eats contributes to sixty percent of their body sizes. Individuals who consume meals with high levels of fat and calories
content are at a higher risk of being overweight. This is because the body may not be in a position to completely break down these fats. As a result, thesefats end up accumulating in the body. People with a healthy meal plan are very much unlikely to be overweight.
A number of diseases have been linked to overweight. Disease
like diabetes type 2 put a person at a higher risk of being overweight. Some
types of medications have also been linked to obesity. According to a report
published by the World Health Organization in year 2006, people who are under ARVs medication are at a higher possibility of gaining extra weight. There exist several different ways through which an individual who wants to lose weight can use. Doctors’ worldwide are on agreement that excess weight posses a very big risk to an individual’s health. The clinical term used to refer to the condition of being overweight is obesity. Obesity patients are said to be obese.
Losing weight can be done through rigorous body exercises such as working out in a gym, through medical procedures which may include surgery or through maintaining a healthy diet. The easiest and the most economical way of losing weight is by maintaining a healthy-every day diet. The American Association of Nutritionists defines diet as the combination of food an individual consumes. A healthy diet must be taken to ensure a healthy weight. People with excess body weight are advised to maintain a
diet that has a very low fat and calories content. They should also consume a
lot of products that are rich in vitamins and fibers such as vegetables.
They are advised to take super foods such as broccoli, tomatoes, blueberries, walnuts, salmon, soy, spinach among others. The use of super foods every day should be part and parcel of not only their lifestyle but also their health. A healthy lifestyle and diet consists of moderation and variety, fresh whole foods and where possible, a lot of organic foods. They should also increase the interval between which they take their meals. Doctors advise such people to take meals at an interval of about six hours between meals a day. They are also encouraged to take a lot of water since water is very essential in the burning of fats. Eight glasses of water for every twelve hours is considered ideal.
Many different weight losing products have been discovered.Some of the products are made from natural products while others are made
artificially. A good example of such products is a brand by the name Isagenix. Isagenix is a natural and a non-artificial food product that
is noted for its effectiveness in weight losing. It helps the body in the
cleansing process. It helps the body to burn fats, calories and cholesterol
which are the key contributors to excessive weight gain. The positive side of
the product is that:
– It is cheaper as compared to other dietary products which are used to assist in losing weight.
This makes it easily affordable.
– The overall results of Isagenix are long lasting. Unlike other weight losing products whose results are only short-lived, the use of Isagenix brings long lasting results hence no need to continue using the product now and then.
– No known side effects.
Dietary foods are known to interfere with an individual’s eating habits. The use of Isagenix is not known for causing any side effects.
– The first order made on this product comes with a product guarantee.
– It is very economical.
With Isagenix, you do not need to go to a gym. Working out in a gym is not only time consuming but also expensive. Isagenix spares you from those expenses. Users of Isagenix enjoy a number of benefits which comes
from the use of this product. These benefits include:
– Helps a person lose weight in a few days.
By using this product, you are enabled to quickly lose weight in a very safe manner. In only a period of four days of using Isagenix, a good number of people have admitted that they have lost more weight on using this product than on any diet they have ever used. The average weight that can be shed off by using Isagenix is seven pounds in nine days. There are two basic
reasons why a person is able to drop that much weight simply by using Isagenix cleanse. The most important reason is that when you are doing Isagenix cleanse, you are consuming very small amounts of calories. Isagenix meals replacements are very high in nutritional value and contain a very low content of calories. The other reason is that after we have cleansed, the body’s cleansing mechanism is made to start working better.
– Use of Isagenix improves sleep.
This leads to elevated vitality and improved health situations. This is an added advantage especially to those people who suffer from insomnia (sleeplessness). Sleep ensures that the body rests well and as a result, the body burns all the excessive fats.
– Reduction of stress.
– Leads to a noted improvement in sporting performance.
The main role of this product is to help a person lose weight. Many sporting activities require that a person be physically fit before participating in them. People with excess body weight are at a disadvantage when it comes to sports. Use of Isagenix serves to solve this problem.
– Other than being a natural diet, Isagenix is detox and thorough cleanse.
Isagenix cleanse destroys all the free radicals in the body. When these radicals are left to accumulate, they can cause irreparable damage
to the body cells.
-A weight loss diet cleanse makes a person feel energetic.
Many people who use Isagenix to cleanse report an elevated power level. This is because when we take food, a lot of energy is required to break it down and to distribute it all over the body parts. Isagenix adds more energy to the body and this helps the body to quickly break down and absorb the food eaten. This way, the body is revitalized.
In case you are overweight and wondering how you can shed off that extra weight in just a number of days, then Isagenix is the product to
go for. Contact us at Isagenix Australia website to make orders on this product.
Isagenix In Canada
Weight loss is a hard venture for anyone. It’s difficult to shed off some of that excess fat and it’s certainly impossible to do overnight. Isagenix is the world’s leader in natural cleansing and weight loss, and now it’s also available in Canada. For more than 5 years in the business, Isagenix has been helping Canadians lose weight, cleanse their bodies, and make them healthier.
It’s everyday that you find a company that has reached a world-class standard. Isagenxi stands out from the rest with the use of the best ingredients to create its products and undergo extensive testing before being distributed to customers worldwide. Being an established
and well-known company in the health and wellness industry, Isagenix aims to improve the health of people around the globe. On top of that, medical professionals are even recommending the use of Isagenix products, proving our reputation and the trust that we have built over the years.
A lot of people start with their weight loss regimen with some diet and exercise. But with only a couple of days into the program, they start to lose the will to continue. They end up with regaining their weight or even gaining more than their baseline weight. With Isagenix, you get a natural weight loss regimen through cleansing the body of all its waste products and burning the excess fat that you’ve accumulated. This results
in less time to see the effects of weight loss and feeling healthier overall.
Why Cleanse with Isagenix?
Waste products accumulate in our body overtime. For centuries, people have been practicing cleansing with the use of different herbs and plants. But Isagenix takes it a step further by targeting specific toxins in the body while also regaining the energy lost in the process. This results in an adequate balance of nutrients in the body. And because it’s natural, you can be sure that Isagenix is perfectly safe to use.
What are the Benefits of Cleansing?
Nutritional cleansing is both a new and old method in clearing out toxins in the body. While the body is capable of eliminating waste products on its own, it is often not enough. Here are some of the benefits of nutritional cleansing:
· Lose weight the natural way and see the results in the optimum amount of time.
· Get better sleep as the toxins in your body are cleared out in the most effective manner by Isagenix.
· Improve your digestion, reducing stomachaches and cramping.
· Your skin becomes smoother and healthier with the herbs and nutrients contained in Isagenix.
· Get more energy as Isagenix provides you with tons of vitamins and minerals.
Available in Canada
You can buy Isagenix in Canada through an independent associate like http://isaaxcess.ca/ who can show you the isagenix cost per month canada . An advantage that you get when you buy Isagenix products through our associate site is that you’ll get great deals and low pricing, whether it’s for retail or wholesale purposes. On top of that, you’ll also get a 30-day money back guarantee if there are any problems with the product. Secure payment methods and the freshest products available are assured upon purchase.
July 15, 2018 / / Comments Off on Condominium and Fee Simple Ownership of Real Estate
Condominium and Fee Simple Ownership of Real Estate
Real Estate Ownership Generally, apartment-style buildings are called condos, two-story row houses are known as town homes, and free-standing homes on small lots are referred to as garden homes. Unfortunately, this description creates some confusion about real estate ownership. Apartment, town home, and garden home describe the design or construction of certain homes. The word “condominium” does not refer to a the layout or style of a building. Condominium is a form of ownership of real estate. The form of ownership of real estate cannot be recognized by observing the building design. Condominium Regime The legal definition of condominium is: the absolute ownership of a unit based on a legal description of the airspace the unit actually occupies, plus an undivided interest in the ownership of the common elements, which are owned jointly with the other condominium unit owners. Each unit owner of a condominium has individual title to the space inside his unit. The space is sometimes described as beginning with “the paint on the walls.” In addition, each unit owner has an undivided interest in the physical components of the condominium buildings and land. A popular type of condominium development is the multi-story apartment. In this case, there is no land under each unit. In these developments, the condo association usually handles maintenance of the building exterior and common grounds, while the unit owners maintain the interiors of their units. A condominium association is selected to make decisions about expenditures for repairs, and to handle administrative work related to the common areas. Fees are collected from the unit owners to pay for common maintenance. The association normally holds an insurance policy covering the jointly-owned areas, while individual owners carry insurance for the interior components of their units. Condo projects may resemble duplexes, town homes, garden homes, or residences on regular lots. In general, the creation of a condo regime allows the developer to get more density approved than would be allowed if he had done single-ownership lots. This is often the reason why the condo regime is chosen instead of a development with single ownership lots. A condominium may be built as two units of a duplex. In this case, the two owners may jointly make decisions concerning maintenance of any common areas. By setting up the units of a duplex as two condos, the owner is able to sell them to two different owners. Each condominium has rules that are specific to the development, so no assumptions should be made about their requirements. It is important to read the condominium documents carefully before purchasing a condo. The documents specify the maintenance that is covered by the common budget. In one project, the association may handle exterior components, decks, pools, sidewalks and driveways. In another, the individual owners may be responsible for more maintenance of their units, including foundations, roofs, and exterior walls. If you have questions about the division of labor between the common budget and the individual owners of a condominium, you can present your question to the condo board itself. The board can give you an interpretation of the rules and clarify how the issue has been handled in the past. Another possibility is to ask a real estate attorney to review the documents for you. Realtors, other unit owners, or maintenance workers are not appropriate or reliable sources for the interpretation of condo documents. The Texas real estate contract for condominiums contains a provision requiring that the buyer be given a copy of the condo documents, with a period of time to review them. During the document-review period, the buyer may terminate the contract without penalty. In addition, a resale certificate is must be provided by the association president or manager. This document provides information on the current budgets, insurance coverage, special assessments, lawsuits and other matters that affect the association. Fee Simple Ownership In contrast to the condominium regime, you may own real estate by fee simple. “Fee”, which comes from the word, “fiefdom”, refers to legal rights in land, and “simple” means unconstrained. Fee simple is the most common type of ownership. It is the absolute legal title to real property, including both buildings and land. In fee simple, there are several different possibilities with regard to your obligations of ownership: (a) Your property may not be in a subdivision at all. In this case, your deed will not include any subdivision restrictions that control your use of the property. Be aware that there could be some deed restrictions put in place by previous owners. In addition to deed restrictions, you may be governed by city or county ordinances or zoning laws that limit your use of the property. (b) Your property may be in a subdivision with very few restrictions, no common areas, no architectural control committee, and no mandatory dues. Usually these are older subdivisions. (c) Your property may be in a subdivision of homes on large lots, or in a town home or garden-home community in which there is a legally created homeowners association. In this case, every homeowner is required to be a member of the association. The association may charge mandatory dues and enforce subdivision rules. A certain level of maintenance may be required of each property owner. For example, you may need association approval of exterior paint colors, fences, or additions to your home. Like the condominium form of ownership, fee simple ownership does not prescribe how maintenance is handled or how developments are governed. For example, the owners of a town house, with fee simple ownership, may be required to fully maintain their units. Or, the owners’ association may cover painting, roofing and yard work for the owners. In subdivisions where there are single family homes on large lots, it is more common for the homeowners association to manage the common grounds, pools and parks, while the individual lot owners fully maintain their own properties. Understand your ownership rights and obligations Before buying into a condominium regime or purchasing a fee simple property, you should have a clear understanding of the type of ownership you will have in your property. If you are buying a condominium, it would be wise to read the condo documents carefully and understand how maintenance is divided between the individual owners and the condominium association. If your ownership is fee simple, with individual ownership of the land, you should review the deed restrictions (if there are any) and understand the restrictions and obligations that apply to your property. In the fee simple form of ownership, there may be mandatory dues to pay for common area maintenance, or, in some cases, the dues may be used for partial maintenance of the individual properties. If you have a question about your type of ownership or about your obligations as a homeowner, it would be wise to review the title documents with a real estate attorney before proceeding with your purchase. Ask plenty of questions! A clear understanding of your type of ownership, and of your obligations as a homeowner will result in a more satisfying real estate purchase.
July 8, 2018 / / Comments Off on Real Estate Ownership – Condominium or Fee Simple
Real Estate Ownership – Condominium or Fee Simple
Generally, apartment-style buildings are called condos, two-story row houses are known as town homes, and free-standing homes on small lots are referred to as garden homes. Unfortunately, this description creates some confusion about real estate ownership. Apartment, town home, and garden home describe the design or construction of certain homes. The word “condominium” does not refer to a the layout or style of a building. Condominium is a form of ownership of real estate. The form of ownership of real estate cannot be recognized by observing the building design.
The legal definition of condominium is: the absolute ownership of a unit based on a legal description of the airspace the unit actually occupies, plus an undivided interest in the ownership of the common elements, which are owned jointly with the other condominium unit owners. Each unit owner of a condominium has individual title to the space inside his unit. The space is sometimes described as beginning with “the paint on the walls.” In addition, each unit owner has an undivided interest in the physical components of the condominium buildings and land.
A popular type of condominium development is the multi-story apartment. In this case, there is no land under each unit. In these developments, the condo association usually handles maintenance of the building exterior and common grounds, while the unit owners maintain the interiors of their units. A condominium association is selected to make decisions about expenditures for repairs, and to handle administrative work related to the common areas. Fees are collected from the unit owners to pay for common maintenance. The association normally holds an insurance policy covering the jointly-owned areas, while individual owners carry insurance for the interior components of their units.
Condo projects may resemble duplexes, town homes, garden homes, or residences on regular lots. In general, the creation of a condo regime allows the developer to get more density approved than would be allowed if he had done single-ownership lots. This is often the reason why the condo regime is chosen instead of a development with single ownership lots. A condominium may be built as two units of a duplex. In this case, the two owners may jointly make decisions concerning maintenance of any common areas. By setting up the units of a duplex as two condos, the owner is able to sell them to two different owners.
Each condominium has rules that are specific to the development, so no assumptions should be made about their requirements. It is important to read the condominium documents carefully before purchasing a condo. The documents specify the maintenance that is covered by the common budget. In one project, the association may handle exterior components, decks, pools, sidewalks and driveways. In another, the individual owners may be responsible for more maintenance of their units, including foundations, roofs, and exterior walls.
If you have questions about the division of labor between the common budget and the individual owners of a condominium, you can present your question to the condo board itself. The board can give you an interpretation of the rules and clarify how the issue has been handled in the past. Another possibility is to ask a real estate attorney to review the documents for you. Realtors, other unit owners, or maintenance workers are not appropriate or reliable sources for the interpretation of condo documents.
The Texas real estate contract for condominiums contains a provision requiring that the buyer be given a copy of the condo documents, with a period of time to review them. During the document-review period, the buyer may terminate the contract without penalty. In addition, a resale certificate is must be provided by the association president or manager. This document provides information on the current budgets, insurance coverage, special assessments, lawsuits and other matters that affect the association.
Fee Simple Ownership
In contrast to the condominium regime, you may own real estate by fee simple. “Fee”, which comes from the word, “fiefdom”, refers to legal rights in land, and “simple” means unconstrained. Fee simple is the most common type of ownership. It is the absolute legal title to real property, including both buildings and land. In fee simple, there are several different possibilities with regard to your obligations of ownership:
(a) Your property may not be in a subdivision at all. In this case, your deed will not include any subdivision restrictions that control your use of the property. Be aware that there could be some deed restrictions put in place by previous owners. In addition to deed restrictions, you may be governed by city or county ordinances or zoning laws that limit your use of the property.
(b) Your property may be in a subdivision with very few restrictions, no common areas, no architectural control committee, and no mandatory dues. Usually these are older subdivisions.
(c) Your property may be in a subdivision of homes on large lots, or in a town home or garden-home community in which there is a legally created homeowners association. In this case, every homeowner is required to be a member of the association. The association may charge mandatory dues and enforce subdivision rules. A certain level of maintenance may be required of each property owner. For example, you may need association approval of exterior paint colors, fences, or additions to your home.
Like the condominium form of ownership, fee simple ownership does not prescribe how maintenance is handled or how developments are governed. For example, the owners of a town house, with fee simple ownership, may be required to fully maintain their units. Or, the owners’ association may cover painting, roofing and yard work for the owners. In subdivisions where there are single family homes on large lots, it is more common for the homeowners association to manage the common grounds, pools and parks, while the individual lot owners fully maintain their own properties.
Understand your ownership rights and obligations
Before buying into a condominium regime or purchasing a fee simple property, you should have a clear understanding of the type of ownership you will have in your property. If you are buying a condominium, it would be wise to read the condo documents carefully and understand how maintenance is divided between the individual owners and the condominium association.
If your ownership is fee simple, with individual ownership of the land, you should review the deed restrictions (if there are any) and understand the restrictions and obligations that apply to your property. In the fee simple form of ownership, there may be mandatory dues to pay for common area maintenance, or, in some cases, the dues may be used for partial maintenance of the individual properties.
If you have a question about your type of ownership or about your obligations as a homeowner, it would be wise to review the title documents with a real estate attorney before proceeding with your purchase. Ask plenty of questions! A clear understanding of your type of ownership, and of your obligations as a homeowner will result in a more satisfying real estate purchase.
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